Easy Diabetes Life

Depending on your individual health and diabetic history you may qualify for SPECIAL rates. We have access to over 100 A+ rated carriers and most importantly, we work for YOU, not the insurance companies. 

We are dedicated to making affordable life insurance an option to all those living with diabetes. Let us work together to ensure we find you the best carriers and policies, as we shop the market for you and the entire diabetes community. We promise to deliver an easy and fair process as we help guide you to obtaining the long-term financial protection you need and deserve.

Life Insurance for Diabetics 

So I have diabetes, can I still qualify for Life Insurance?

Unfortunately, not all life insurance companies view dibateitc clients the same and Diabetes may typically raise the cost of your life insurance however, there are many affordable options for diabetics if you know where to shop. Even if you have been denied coverage in the past, we’re here to help!

The first step to finding you the best diabetes health insurance rates is finding the best agent to work and advocate for you. That is why we are committed to using our knowledge to help find you the best diabetes life insurance based upon your specific health profile. 

We work specifically with the diabetic community to help those affected by diabetes, obtain the coverage they need without the troubles they don’t need. 

It’s easy! You only need to fill out our online quote request and we will then connect you with a licensed agent to help guide you..


Easy Diabetes Life

Easy Diabetes Life is an independent insurance broker who specializes in finding affordable life insurance for people with diabetes. Our goal is to make finding life insurance for people with Diabetes easy and affordable. We make the life insurance application process as easy and we’ll shop over 100 A+ rated carriers to ensure you get the most coverage for the premium dollar. 

All we do here at Easy Diabetes Life is work to find you the lowest available rates on life insurance for diabetics. We sell thousands of life policies a year in all 50 states, so we have close relationships with the companies and underwriters.We will advocate on your behalf to find the lowest rates for our diabetic clients and match you with an A+ rated company. 

Our network of companies consists of over 100 life insurance carriers and we work for you, not the life insurance company. 

Searching for the best life insurance for diabetics at the lowest price?

 We can help! If you have diabetes and maybe even been declined for life insurance coverage before, you may feel that you are at a dead end. The good news is that you can still qualify for life insurance, no matter what type of diabetes you have. How can we help?

The truth is many life insurance companies have changed how they view diabetic clients today. At Easy Diabetes Life we understand that many diabetics are still very healthy. Based on years of experience ,we understand insurers and we know just how to help communicate to them that your diabetes management is under control. Many individuals with diabetes monitor what the eat, exercise regularly, as well as monitor their blood sugar levels regularly. These healthy practices combined with the use of other monitoring technologies such as FitBits and Apple Watches, can also lead to discounts on life insurance. The key is to work with properly trained agents like ours who understand the insurers and also understand your diabetes management.

Avoid using unskilled agents unfamiliar with the diabetic community as this a surefire way to be denied for coverage. When agents do not understand the industry and how each insurer perceives diabetics, you will more than likely face higher rates or no coverage at all.

Easy Diabetes Life helps people like you find the exact coverage you were looking for. Our agents have over 100 years of combined experience in the life insurance industry and have helped over 100,000 clients with insurance planning.  

To receive your free diabetes life insurance quotes from the top 100 companies, simply fill in the form below. 

Where Should I Look The Best Diabetic Life Insurance Coverage

We know that finding the best life insurance for diabetics is important to you and we’re here to help. We work directly with the best and top rated diabetic life insurance companies available today. We will work together to help you compare policy benefits and premium prices to satisfy your specific needs and budget.  We make it seamless for you to receive all the information you need to make an informed decision about your life insurance plan right from the comfort and convenience of your own home. Not to mention we supply you with timely information as opposed to having to wait weeks for the information you need. In order to get started, simply click here and fill out your information.

If you would like to speak with us directly with any questions regarding our process, please feel free to contact us. We are happy to answer any of your questions or concerns to help you feel informed. You can reach us toll-free by calling 1 (xxx) xxx-xxxx.  We understand that shopping for diabetes life insurance can be a scary subject. Yet, we help ease your fears by replacing them with reliable knowledge and expertise. We know firsthand that being without coverage in the event of the unexpected can be devastating to families. Finding the coverage you need is possible, and more affordable than you may think.   

Burial Insurance and Diabetes

Many individuals with diabetes are also in search of a Burial Insurance Policy, or Final Expense Insurance plan.These policies are created to help your family manage extensive funeral costs, burial costs, and final expenses associated with the closing of one’s life. Listed are some typical features associated with these types of policies:  

  • Whole Life policy 

This type of policy includes 100% of the death benefit from day one with no waiting period. Fetures no exclusions outside of suicide within first two years. This policy will remain the same price and feature a death benefit for life

  •   Cash value 

The cash value can be borrowed from or transformed into a reduced payment. Phone interview only and no medical exams required for approval

  •   Time of death payout

This policy will pay out the full death benefit to designated beneficiary at the time of death. 

Payment schedules vary by company but usually made within 2-3 business days. In some cases benefits are paid out directly to the Funeral home.

  • Type 1 and Type 2 friendly 

Those with diabetes are able to apply. However, insulin usage must remain under 50 units per day.

  •  Competitive Rates.

This is a well known burial insurance company available on the market today. Accept individuals with Type 1 and Type 2 Diabetes, contingent on a diagnosis at age 50 or later. Must not have any Diabetes related complications to qualify for Death Benefit Product.

  •   A less well known insurance company but an excellent option for many! Features great rates, top notch customer service, and timely payouts! You can be considered for coverage given that you were diagnosed with Diabetes after age 30. Will also consider you even with certain diabetes related complications.
  • X . A+ rated, competitive rates, and a great option for diabetics . Must exclude you any complications such as amputations, diabetic coma, or kidney disease. No minimum age requirement, for Diabetes Diagnosis.
  • Good options for those with good to great diabetes management. Diabetes must have been diagnosed following age 10 and received treatment for a minimum of 2 years. 

Click here to speak with an agent. We will look at your health profile provided by you and let you know which companies would be a great fit! You can reach us at XXX-XXX-XXXX for a quick call or simply request and instant online quote by clicking here.

Quality and Affordable Coverage 


When seeking coverage while diabetic, obtaining the ideal coverage can be a little more complex than simply shopping one single insurer and hoping for the best. The best approach is to work with a company with access to a multitude of insurers and coverage options. It also helps exponentially to work with a professional who is experienced in the diabetes community, such as us at Easy Diabetes Life !  

Transparency is Key


Be cautious of websites and agents that lack transparency. Many companies may claim to offer you exceptionally low rates in an effort to convince you to apply for coverage. Unfortunately sometimes more often than not these too good to be true rates will return to you much higher than promised. You can rest assured you will not run into this with us as we promise to always deliver the utmost transparency and value ethics above all. We understand the way underwriting works for each carrier which allows us to be knowledgeable and transparent when quoting you. 

My A1C is in the 5’s, can I still get a good health discount?

Depending on your A1C level and overall health, you still may qualify for preferred discounts rates, up to 30% off the standard rates.  

Various insurance companies view diabetics differently.  Some favor Type II some prefer Type I and some prefer pre-diabetes. To receive the best diabetes life insurance rates you’ll need to use a pro like the agents at Easy Diabetes Life.  We will shop the entire market of A+ rated companies to help you find the best diabetes life insurance company to fit your unique health needs.